TO AVOID CHARGE BACKS, DON'T DEMAND FOR THE CREDIT/DEBIT CARD. LET THE OWNER PAY FOR THE EXACT AMOUNT IN THE TRADE TO ERASE ALL DISPUTES OF OVER USAGE OF THE CARD. BUT IF YOU DEMAND FOR THE CARD AND OVER USE IT JUST BECAUSE YOU HAVE THE CARD DETAILS. I WILL REPORT IT AND CHARGE IT BACK.
Charge Backs? What are they?
Charge backs usually occur when the owner or the card, in this case ( my card ) is used without my consent. So assuming in the chat you ask me to provide you my card details and you charge it for more than the trade in question, i will find out in a few hours to days later and then proceed to charge back.
Example: In a chat, you open a trade of $200. You demand i give you my card details so you pay for whatever it is you want to use it for, then you later proceed to charge my card for more than $200, i will find out in a few hours to days time. Then i will report and dispute the charge..