You need to have chase account. If you use another bank to transfer, the trade will be cancelled .
My house my rules:
*** No Purchases from New York Residents
1. Open trade
2. Provide your chase email address. I send a chase quickpay request.
3. You make the payment.
4. I will spend 5 ~ 10 mins to check your payment and identity.
5. I reserve the right to cancel any suspicious trade. Once everything is checked, I will release btc.