Pay with Paxful

What is Pay with Paxful?
Pay with Paxful is a button you can put on your e-commerce/business site solution that lets buyers pay with lots of payment methods, including gift cards.

Pay With Paxful is great if you have a website and you are selling access, online or physical products. It can be a payment method beside your current ones that will bring in more customers and you don’t have to worry as the process is chargeback free.

As a merchant, you do need to be willing to accept payment in BTC but there is a multitude of ways to convert it periodically to your local fiat currency.

How does it work?
Pay With Paxful brings together three sides: merchants (selling something), buyers (wanting to buy something) and Paxful vendors (exchanging buyer payment methods to BTC). The solution is unique as transactions are handled through the robust Paxful platform trades (which happen peer-to-peer).

Merchants have control over the configuration of the solution and can track every transaction through a track ID. On every successful payment, a callback can be configured which can be set up to release the goods to the buyers on the merchant side.

Merchants have a complete transaction list available on their Paxful Merchant Dashboard.

How secure is Pay with Paxful?
The Pay with Paxful button uses our secure escrow system and battle-tested platform. Your buyers are safe.
You, as a merchant, are safe as Paxful uses a secure URL token system to prevent phishing and protect buyers as well as the merchant. To enable automatic send-outs to your bitcoin address, you must use our secure token system. Please refer to our developer page.
Expected earnings with Pay with Paxful and how to track them.
How much you can earn depends on the transactions completed by buyers.

Every time a sale completes successfully you will see the transaction on the Merchant Dashboard and you can set up a callback solution to automate the resulting actions on your end.

Payments are handled in bitcoin. This means you can keep them as BTC in your Merchant account for exchange for EUR/USD/etc. There are many services available for this, you can even use exchanges such as Kraken.

Note: there is an extra (free) step to move the funds from your merchant account to your Paxful wallet.

How much control do I have? Do my visitors ever leave my site?
The Kiosk link can be configured to open in a new tab OR can be configured to open inside an iframe. You can set it up so the solution is embedded as an iframe right into pages so that visitors never leave your website. As a part of the process, your users will need to register as Paxful users, but you as a merchant can make the process smoother by providing the user email together with the generated URL so it would be pre-filled for users.
What are the different configuration options?
You choose how you want to configure the link. There are some options regarding:
Currency: You can request the payment in either BTC or in FIAT currency (Paxful can convert the sum based on the market price).
Sum: Normally you define this, but there is an option to request all user’s Paxful balance (or if the balance is 0, then let the user define it).
Registration: You can define the user email, to make the purchase process easier.
Receiver: By default, funds are deposited on your merchant account balance but it is possible to configure deposits to any Bitcoin address.
Callback: You have to define the Callback address which can handle the callback parameters.

The full list of technical parameters is available here: (

How easy is this to use really?
For merchants, the process of setting it up is quite straightforward. You need to do some coding to configure the link generation. You can find examples from the developer documentation: developer page.

For buyers, the purchase process will be a little unusual. They need to complete a trade with another person, but the solution holds a unique value proposal for them. We are already working to improve the buyer's experience.

What are the fees involved?
As a Merchant, there are no fees to use Pay with Paxful.

Buyers have to pay the standard premiums set by Vendors. This means that buyers do have to pay more than the amount you are requesting from them to cover the Vendor premiums.

If you want to use External BTC addresses for transactions, then each time an external transaction is used, a send out fee of 0.0005 BTC is deducted from the amount.

What are the minimum and maximum payments possible?
A merchant can request any sum, but the minimum trade amount is 10 dollars (also in other currencies). Any amount larger than the amount requested by the merchant will stay in the buyer's Paxful balance and they can use it or withdraw it at any time.

There is no direct limitation to the purchase sizes but for large sums, a buyer might have to do multiple trades and also vendor can request additional KYC procedures.

Where to find more information regarding Pay with Paxful?
More information can be found on the landing page: and the developer guide here:

It is also possible to write to support or get a personal account manager for larger merchants.

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